How do I access Flex Finance?
No credit score, no problem. With Flex Finance, you can get access to financing even if your earnings are volatile, and even without a credit score.
There are a few things to keep in mind to make sure you can get access to Flex Finance.
What is it for?
First off, Flex Finance is meant as an investment to help you build your income. This could be for investing in work related kit like a scooter, or even something like training courses.
It's not meant for purchases on fashion items, or on holidays.
What bank account do I need to connect?
We need to be able to verify your earnings to make sure you can afford Flex Finance, before we can approve you.
Unlike other companies, we don't require your income to be from a single source, but we do ask that you connect your main bank account (the account you get paid into), so we can check you can afford Flex Finance.
To help us do this, we recommend you:
- Apply with the bank account that you use most frequently
- Make sure your account has at least a few months worth of transactions data.
If you've just opened your account, you'll need to wait a few months before we are likely to accept.
What's the minimum balance I need?
We've seen that people who have balances under £0 often have trouble affording Flex Finance.
As a result, we cannot approve your application if you're in your overdraft, or have upcoming transactions that would put you in it.
How do I apply?
In the app, tap the 'Flex Finance' tile, where you can apply for it. We'll get in touch if you've been approved.
How long does it take to reach my account?
It can take up to three working days to get to your account, but usually arrives sooner than that.