Portify Team

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  • How does Portify build my credit score?

    Portify can build your credit score in three ways. None of these require a hard credit check, and can help if you are new to credit or looking to build your credit. Free: After you connect a bank a...

  • When should I see my credit score increase?

    Our members typically start to see their credit scores increase 3-4 full months after they sign up. It can take up to 3 months for Portify to appear on your credit file, depending on the Credit Ref...

  • How does Portify Plus work?

    Portify Plus can improve your credit score by encouraging on time payments of your recurring expenses, and by improving your credit utilisation rate (the amount of available credit you are using). ...

  • Portify Privacy Policy

    We in the Portify group (which covers data controllers Portify Financial Services Limited and Portify Limited), care about your privacy. We collect and process personal information with your privac...

  • Portify General Terms & Conditions

    1.  Introduction 1.1 These terms apply to your use of the Portify app (“App”), website and the services offered through them by us (“Services”). 1.2 When we refer to Portify, us or we, we mean Port...

  • How does Portify Lite work?

    Portify Lite can build your Experian credit score by improving your repayment history.Repayment history is the largest impacting factor on your credit score as it makes up 35% of your overall Exper...

  • Which bank account should I connect for Credit Score Alerts?

    You can connect up to 5 bank accounts to your Portify app, and if you would like to receive Credit Score Alerts, you should connect the accounts you are paid into and pay your bills such as phone c...

  • How does Bills Monitor work?

    Consistently paying your bills on-time accounts for around a third of the influence on your credit file, and is one of the most important ways you can protect your credit score. To help you do this...

  • More about your TransUnion credit score

    TransUnion has a score range from 0-710. The bands and ratings are: 0–550 - Very Poor551–565 - Poor566–603 - Fair604–627 - Good628–710 - ExcellentExperian and Equifax have their own score bands. 

  • How do I disconnect my bank?

    To disconnect your bank from Portify complete the following steps:  Click on the Profile tab  Go to Bank Connections Click the "x" next to the account you want to disconnect Portify will disconne...